Home Equity Loan

Where is the best place to find a good offer of home equity line of credit or home equity loan?

And what's the best rate you can get, 1% or more below prime? Please share.

Public Comments

1. www.lendingtree.com gives you 4 offers and www.lowermybills.com gives you mutlipy offers too. Plus www.bankrate.com will search the best available rates nationwide.
2. A HELOC (home equity line of credit) may or may not be what you actually are looking for. You may actually want to simply refinance your home. When you do so, you can get money out of your home or consolidate debt-- or both. A HELOC requires pretty high scores-- and will also mean that you are carrying a second loan. Look into refinancing....
3. There are many different loan products you can look into. Just be careful for dishonest brokers. They can charge a lot of up front BS fees. Read the small print. For Home Equity Line of Credit. I would suggest People's Bank it is Prime -1%. Hope this helps.
4. put on internet and you will get many calls. Shop around. The better your credit and income the better your deal. Good Luck P. S. What about a bank in your neighborhood