Home Equity Loan
How can I verify the validity of a check written on Charter One equity line?
HELP! My crazy husband sold a car over the weekend and accepted an $1800 check from a family. The lady assured him the check was good and said it was her "home equity" line. The check just says Charter One, but no address or contact number for the bank. I will be taking it for deposit to my credit union today, but is there a way for me to verify that it is good prior to waiting to see if it bounces??? We live in Georgia and find no brances in this state. Any advice?
Public Comments
- Go on line to find Charter One and look for "contact information". There should be a 1-800 number to call; after you go through a horrendous robot menu, you may eventually get a real live person. Explain to that person the information you have shared here, and you may be able to get a better idea of the validity of the check. If you get frustrated with the telephone call, go to the main office of your credit union and ask the manager to assist you in finding this information. People in the financial institutions can get an amazing amount of information in very short order.
- Did you get proper ID from the person who wrote you the check? No address for the bank???? Here is their website with a phone number https://www.charteroneonline.com/
