Home Equity Loan

Home Equity Loan

 

Home Equity Loan Articles

What Are Home Equity Loans? Do you ever feel like you know just enough about home equity loans to be dangerous? Let's see if we can fill in some of the gaps with the current information from home equity loans experts.

Home Equity Loan Knowledge Base

Is it better to get a home loan thru home equity line loan?

I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is...

Can my wife take a home equity loan for personal use on a jointly owned home without my consent?

My wife earns more money than me. The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my co...

Home equity loan or refinance existing home loan?

My husband and I are looking into a home equity loan or refinancing our existing home loan. We own a doublewide on 4 1/2 acres that has been converted...

Complete Home Equity Loan Knowledge Base

Home Equity Consolidation

 

Home Equity Consolidation Knowledge Base

What is better, debt consolidation loan, home refinance or home equity loan?

My husband and I want to pay off some credit card debt; which is the better option?

Is a debt consolidation loan possible with OUT home equity?

My ex has the house. The only collaterol I have is some IRA's that have double the value as my debt. What alternatives are out there? What do...

Complete Home Equity Consolidation Knowledge Base

Homeowners Insurance Erie

 

Homeowners Insurance Erie Knowledge Base

How Good Is Erie Insurance?

I have been looking around for both homeowners and auto insurance quotes in Illinois. One of the best quotes I have received is from Erie Insurance. I...

how do i file insurance claim for lost wedding ring?

I THINK I ACCIDENTLY THREW 2,000 MARQUISE DIAMOND BRIDAL SET INTO TRASH...HAVE ERIE HOMEOWNERS INSURANCE

Complete Homeowners Insurance Erie Knowledge Base

Home Loan Consolidation

 

Home Loan Consolidation Knowledge Base

Can I get a debt consolidation loan as a home loan but with no equity?

I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am ...

Don’t know if my credits good enough for a home consolidation loan. Is there anything else I can do?

I have lived with my mother for the last 15 years of her life, before she died she left me the property but also a large lean on the house, I would li...

If I get a consolidation loan will it help or hinder me getting a home loan for a first time buyer?

We have poor credit and trying to repair it; however we want to purchase a home by the end of the year. Will it adversely affect my chances of getting...

Complete Home Loan Consolidation Knowledge Base

Debt Consolidation Home Loan

 

Debt Consolidation Home Loan Knowledge Base

Can I get a debt consolidation loan as a home loan but with no equity?

I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am ...

What is better, debt consolidation loan, home refinance or home equity loan?

My husband and I want to pay off some credit card debt; which is the better option?

where can I get a home/debt consolidation loan with bad credit?

I would like to have a chance to start over without having to file bankruptcy.

Complete Debt Consolidation Home Loan Knowledge Base

Homeowners Insurnace

Equity Line

 

Equity Line Knowledge Base

Should I take out a home-equity line of credit to pay down my mortgage to eliminate PMI?

My husband and I are currently paying PMI (Private Mortgage Insurance) on our mortgage. (We have no second mortgages.) I know we need twenty percent...

Is this home equity line of credit offer too good to be true?

The bank is offering a line of credit sale. I pay no fees, the bank is covering all closing costs, state taxes, appraisal fees and the first year ann...

How to best get a combination of mortage and line of equity to buy a second property?

Hypothetical situation: * I have paid off the mortage of my primary residence, appraised at about $600K * I'm now interested in using the eq...

Complete Equity Line Knowledge Base

Home Equity Credit

 

Home Equity Credit Articles

Home Equity Credit Line – is it for you? A home equity credit line is available to homeowners who have equity available in their home. It can be thought of as a revolving line of credit in which the bank or lender requires you to use your house as collateral for the loan. The lender will qualify you for a maximum amount that you can borrow from your home equity credit line.

Home Equity Credit Knowledge Base

What is Home Equity Credit Line of Credit (HELOC), whst is the advantage and disadvantage of that?

What is Home Equity Credit Line of Credit (HELOC), whst is the advantage and disadvantage of that?

If I increase the amount of a home equity credit line but never use it, does it still affect my credit rating?

Line of credit currently at $60,000, but want to increase to $150,000 just in case I ever need it. If I never really use it, does it still affect my ...

Complete Home Equity Credit Knowledge Base